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Health care is a privilege, not a right, nor should it be manditory. The rights of all citizens of the United States of America are defined in our Constitution, and there's clearly nothing that proclaims the right to health care or “free” social health insurance.

The vast majority of doctors, nurses, medical technicians, Paramedics, and administrators oppose the “public option” without reservation – not because they fear they will lose their earning capacity – but because they fear the intervention of government bureaucrats between doctor and patient that are key to proscribing the best possible health care.




Those in our government who are determined to ram health care reform down our throats are being far less than honest when it comes to assessing the cost of their health care reform objectives. Any one with an ounce of economic sense can understand that, if the commercial health insurance industry is forced by law to accept all applicants, regardless of pre-existing conditions that insurance premiums will increase. The insurance industry in general – life insurance, auto insurance, home insurance, etc. - is based on actuarial computations. Those who represent a higher risk pay higher premiums. Those of us who represent lower risk by means of healthier life-styles, good driving records, etc., pay lower premiums. This is a fair and historically successful model for all forms of insurance, including health insurance. The public option concept means that those of us with healthy life-styles will subsidize the health insurance premiums for those with unhealthy life-styles. Just how fair is that?

Even without a public option, the currently proposed reforms in health care will result in higher insurance premiums for all. An independent study conducted at the request of several Congressional delegations, and published in the Wall Street Journal October 28, 2009, concluded that health insurance premiums for individuals and small businesses could “more than triple under Obamacare.” The 238-page report was immediately attacked and trashed by Democrats in the House and Senate, without even reading the report.





The public option will result in the demolition of the private sector health insurance industry. The government-run health insurance administration will have the power to set all the rules for the health insurance industry, both private and public (tax-supported). The government agency will be under no obligation to achieve a profit for its shareholders, unlike the private insurers who are obliged to their stockholders. The government health insurance agency will, therefore, operate at a loss (at tax-payer expense) to attract as much business as possible and run all the private companies out of the business.

The U.S. Preventive Services Task Force just recently recommended that one not start having mammograms until after the age of 50. The government would view this recommendation as reason enough not to pay for mammograms for anyone under 50. If health care is turned over to the government, imagine what control they will have. Whatever they say goes. They will be cutting corners trying to save money... and they needn't worry about any competitors offering better service.

The nation’s health care industry may be in need of reform, but not in the way proposed by the Obama administration and the Congress. The way to bring down health care costs and improve the quality of services must include the following:

• Increase competition within the private sector.

• Reward innovation for technological improvements.

• Reduce the burden of ineffective or unnecessary government regulation.

• Provide incentives to all citizens, especially the young and healthy, to acquire health insurance.

• Allow insurance providers to adjust rates in accordance with perceived risk, as determined by actuarial calculations.

• Allow insurance providers to write policies that will cover their policy-holders on a state-only basis, or nationwide basis, as requested by the insured.

• Provide incentives for all citizens, especially the young and healthy, to invest in interest-bearing health care savings accounts that would be tax-deferred until maturity.

• Include tort reform as an integral part of any health care reform legislation. The ridiculous monetary awards given to supposed medical malpractice victims must be eliminated. When a 78-year old woman is awarded $70+ million for spilling hot coffee in her crotch, something is disturbingly wrong with our legal system.

• Do nothing to reduce the potential rewards, financial and otherwise, that draw dedicated individuals to the medical profession. The doctors and nurses that I know personally have dedicated years of their lives to rigorous training and education. Often times their ultimate reward is a life saved, or a health crisis averted. Do not put a government bureaucrat between these dedicated professionals and their patients.

Finally, who the hell is going to pay for all this health care reform? The Congressional Budget Office estimates that, even without the public option, the increase in tax-payer liability will be more than $1 trillion over the next ten years. This kind of tax-spend-borrow-spend policy will put us deeper in dept than we are already. In addition, if our elected officials truly believe that this health care reform is so wonderful then why doesn't it apply to them?.


Contact your Congressman and Senators today, and let them know where you stand.






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